Discouraging Bosnian youth statistics

The text below contains some terrifying statistics about young people in Bosnia today.

• 4 out of 5 young people wishes to leave the country
• over 67% of young people is unemployed
• 43% of young people believes it is only going to get worse

Source: Article at Avaz

Everything Is Amazing and Nobody Is Happy

"Today," Matt Ridley writes in his book The Rational Optimist, "of Americans officially designated as 'poor,' 99 per cent have electricity, running water, flush toilets, and a refrigerator; 95 per cent have a television, 88 per cent a telephone, 71 per cent a car and 70 percent air conditioning. Cornelius Vanderbilt had none of these."

http://www.fool.com/investing/general/2013/11/29/everything-is-great-and-nobody-is-happy.aspx

The upside of being miserable

Good article on how a little bit of stress helps to keep our focus.

http://www.fool.com/investing/general/2015/11/13/the-upside-of-being-miserable.aspx

P2P Lending as Disruptor

Uberization of finance is coming. One of the disruptors in the finance industry are P2P lending sites.
Here are links to web sites dedicated to this topic

• P2P Banking
• P2P Kredite 

RIP 60/40

A good article on changed market conditions.
There is also a model portfolio for less than 0.10% in fees.

Excellent advice

http://www.fool.com/investing/general/2015/10/13/financial-advice-for-my-new-son.aspx#.Vjkreq5lIC4.twitter